CALIFORNIA EARTHQUAKE INSURANCE

You need coverage for when the unpredictable happens

Keep Your Future On Solid Ground

AIS knows that if you live in California, Earthquake Insurance may be the most important form of coverage for your home. However, most Homeowners Insurance policies don't cover damage caused by earthquakes. That's why thousands of Californians choose to insure their assets with AIS. We understand that in California, Earthquake Insurance is a necessity, which is why we make it easy for you to find the best-fitting policy for your home.

home destroyed by earthquake
Who Offers California Earthquake Insurance?

Earthquake Insurance is a separate policy added onto your existing policy. The California Earthquake Authority (CEA) offers a Homeowners Choice Policy, which allows you to have separate coverages for Dwelling and Personal Property. Homeowners, condo owners, mobile home owners and renters often buy Earthquake Insurance to cover damages that occur to personal belongings and for living expenses during repairs and rebuilding.

earthquake emergency kit
Standard California Earthquake Insurance

Damage caused by an earthquake can amount to tens or even hundreds of thousands of dollars in damages. In California, Earthquake Insurance can provide the extra protection you need in the event that the unexpected occurs. Coverages that are typically included in a standard California Earthquake Insurance policy are Dwelling, Personal Property, Additional Living Expenses (ALE) and Loss of Use coverage.

Why They Call Us Insurance Specialists

With over 300,000 customers served and 50+ years of experience, our AIS Insurance Specialists can help you find a policy with the best combination of coverage and price. They are also available to assist you with any other policy changes you may need to make. 

We know everything about insurance, so that you don't have to. Have questions about the coverage that's right for you? We've can help whether we're talking about boat, auto, home, or any other insurance offered on our website. Call us or get a free quote online today. 

AIS California Insurance Coverages

We offer California customers more than Auto Insurance coverage. Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist that will find affordable coverage for a range of assets. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.