AIS Update on COVID-19: To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information. Learn more.

COMMERCIAL PROPERTY INSURANCE

Protecting Your Business’s Foundation

Repairs or replacement of business property is expensive so it’s important to have Commercial Property Insurance that fits your needs. Based on your business type, our Business Insurance Specialists help customize your property coverage, whether you lease or own.

Standard Coverages

Commercial Property Insurance coverages protect against fire, infrastructure issues, natural disasters, theft, vandalism and more.

Commercial Landlord Coverage

For business owners with rental property consisting of 8 or more units, Habitational coverage is an important safeguard against financial loss.

Understanding Commercial Property Insurance Coverage

Insurance is the contractual transfer of the financial consequences of loss to another party. When you buy Commercial Property Insurance, an insurance company is promising its duties, exclusions and conditions under which they will cover you in the event of a loss. Here are the types of Commercial Property coverages you can buy:

Building

This coverage protects you if your facility needs to be repaired or rebuilt.

Business Personal Property

This coverage protects any property, other than the structure of the facility, owned by the insured’s business (i.e. furniture, equipment, signage and more).

Business Income

This coverage helps replace lost business income that results from a loss.

Habitational

If you own rental property with 8 units or more, this coverage will protect you in the event of a loss or if a tenant files a claim against you.

Why Do You Need AIS?

AIS Business Specialists can help you find the right Business Property Insurance coverage. Your business is an investment and protecting it is crucial to a thriving business. We are here to assist in finding you the right match with our dozens of high-quality insurance carriers.

Additional Insurance Coverages to Bundle

Wouldn’t it be great if you could save money on insuring your business and all of its assets? At AIS, we find affordable coverage for a wide variety of businesses.

We compare the best rates from multiple trusted carriers, so you know you’re getting the best protection for the best price.

See Coverages