We'll help you find the right protection at an affordable price

You’ll Never Be Left Out in the Cold

Insuring a snowmobile means you are protected against property damage and medical expenses. Make sure you are not vulnerable to out-of-pocket expenses in the event of an accident while enjoying the snowy trails.

riding a snowmobile in winter forest

Basic Coverages

Many public parks require you to carry Snowmobile Insurance. In the event of an accident, a standard policy covers losses to a Third Party. There are also add-on coverages that may benefit you and passengers who ride with you.

man shredding powder on snowmobile

Additional Coverages

Speak with an AIS agent to customize a plan that fits your snowmobile usage. You may choose to buy Uninsured/Underinsured Motorist Coverage, Guest Passenger Liability and Medical Payments for added security.

Understanding Snowmobile Insurance

There are many winter wonderlands to explore on your snowmobile, so make sure you’re covered wherever you ride. A standard Snowmobile Insurance policy covers injuries and damages to the other party if you’re in an accident that you caused. However, any injuries or damages you incur will not be covered unless you have also added Collision and Comprehensive coverage. Sometimes accidents happen, but you don’t have to be left out in the cold when you have the right coverage.

What Does Snowmobile Insurance Cover?

Why Do You Need AIS?

When it comes time to put together the right insurance package for your snowmobile and trailer or RV, let AIS find you the right coverages from dependable national carriers who know the terrain. Our snowmobile coverage is an annual policy that continues during the "off-season" and provides year-round protection for your snowmobile. You may also be eligible for a discount when you bundle two or more RV Insurance products.

Let AIS help you customize the right policy for your adventures. Call us today at (800) 449-8943 or provide some basic information online and let us contact you for a free quote.

Additional Insurance Coverages To Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, motorhome, travel trailer, boat, snowmobile and more.

We compare the best rates from trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

See All Coverages

Related Snowmobile Insurance Articles

California Snowmobile Laws & Safety Tips
California Snowmobile Laws & Safety Tips

It’s essential to have things like your registration and insurance squared away before hitting the snow. You may also want to take a snowmobile safety course for extra precaution.

Why Do I Need ATV Insurance Coverage?
Why Do I Need ATV Insurance Coverage?

You may not be legally required to carry ATV Insurance, but you should still carry some coverage so that you’re financially protected in the event of an accident or mishap.

Why Do I Need Boat Insurance Coverage?
Why Do I Need Boat Insurance Coverage?

Your know your boat is a valuable asset, much like your car or recreational vehicle. So, why wouldn’t you want to protect it with Boat Insurance coverage?

All The Insurance You Need In A Lifetime
All The Insurance You Need In A Lifetime

Discover the different types of insurance you need at various stages of your life. A great life deserves great protection, so make sure you have the right coverage.