Protect your home-on-wheels the right way without overpaying for insurance

A Fifth Wheel Is More Than An Afterthought

Your fifth wheel is more than a car so why would you try to protect it with standard Auto Insurance? Your RV deserves specialized Fifth Wheel Insurance, which protects your vehicle from risks specifically associated with it.

white SUV pulling 5th wheel trailer sunset

Basic Coverages

With Fifth Wheel Insurance, you are protected against collision, fire, smoke, flood, landslides, hail, windstorms, wildlife, vandalism, low branches, theft and lightning. Coverages may include Total Loss Replacement, Agreed Value, Emergency Expenses for Lodgings and Campsite/Vacation Liability.

silver SUV pulling 5th wheel trailer in desert

Additional Coverages

Many RVers buy coverage for attachments such as awnings, steps, satellite dishes and television antennas. If you only need insurance a few months out of the year, speak with an AIS Insurance Specialist about Seasonal RV Insurance.

Understanding Fifth Wheel Insurance

Your fifth wheel is not exactly a car or a house, which is why it requires a separate policy. Unfortunately, many unpredictable accidents or mishaps can occur both while you’re parked or on the road. Your fifth wheel may face natural elements like windstorms, hail, floods, landslides and more. It may also run into low branches, wildlife and vandals.

Because there are so many factors out of your control, it’s smart to take advantage of the one you can control: Fifth Wheel Insurance. The right coverage will provide you with financial protection against the unknown.

What Are My Fifth Wheel Insurance Coverage Options?

Why Do You Need AIS?

AIS RV Specialists understand the special needs of your fifth wheel. We are here to match those needs with the right protection at the right price. All our insurance partners are reputable carriers, so you can always depend on the coverage you choose if your adventures ever take a wrong turn. You may qualify for a multi-policy discount if you have more than one insurance policy with AIS.

Call us today at (800) 449-8943 or provide some basic information online for free a quote.

Additional Insurance Coverages To Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, motorhome, travel trailer, boat, snowmobile and more.

We compare the best rates from trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

See All Coverages

Related Fifth-Wheel Insurance Articles

5 Questions to Ask Before You Buy RV Insurance
5 Questions to Ask Before You Buy RV Insurance

As you begin your search for the right RV Insurance policy, it's important to ask these 5 questions to make sure your coverage fits your lifestyle and needs.

Cost to RV Full-Time in California
How Much Does It Cost to RV Full-Time in California?

California has become a popular state to park your RV. See if full-time RV living is right for you in the Golden State by checking out our monthly cost breakdown.

6 Free Boondocking Destinations to Park Your RV
6 Free Boondocking Destinations to Park Your RV

Immerse yourself in the great outdoors in one of these boondocking locations with no amenities except those provided by your motorhome, camper or trailer.

Why Do I Need Boat Insurance Coverage
Why Do I Need Boat Insurance Coverage?

Your know your boat is a valuable asset, much like your car or recreational vehicle. So, why wouldn’t you want to protect it with Boat Insurance coverage?